Challenger banks: still a challenge?

Challenger banks: still a challenge?

FEATURES, steve worthington
In 2015 I wrote a chapter for a textbook entitled “Challenger banks! Are they for real?” The book questioned, in a UK context, whether new entrants into the banking market could really disrupt the status quo. The Australian and UK banking markets have many similarities. Both are dominated by a ‘Big Four’ of incumbent banks whose presence was and maybe still is a challenge for those seeking major disruption. "So where are all these so-called challenger banks now?” In the UK, the Big Four are Barclays, HSBC, Lloyds Banking Group and Royal Bank of Scotland (RBS). Collectively they hold over 70 per cent of the cheque/current accounts, mortgages and SME lending business. In 2015 their ’challengers’ were Virgin Money, Tesco Bank and Metro Bank.  The challengers The Virgin Group was a ‘disrupter’ brand, it…
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Exaggerating the death of cash

Exaggerating the death of cash

FEATURES, steve worthington
Consumers hear a great deal about the projected demise of cash and paper cheques in the new digital payments world. The Reserve Bank of Australia (RBA) Governor, Philip Lowe, has even talked of cash becoming a “niche payment instrument” while banknotes will be “used for relatively few payments”.It’s a decent niche: Australia has over $A76 billion polymer banknotes in circulation, the vast majority (93 per cent) by denomination accounted for by the $50 and $100 notes, according to the RBA."Countries with different cultures and experiences reveal why and how cash remains a useful and ever-popular payment option.”However this disconnect between forecast and reality in payment trends is not confined to Australia. Other countries with different cultures and experiences can also reveal why and how cash remains a useful and ever-popular…
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Unlocking Rosicrucian mysteries

Unlocking Rosicrucian mysteries

FEATURES, News
THE 17th century Rosicrucian Manifestos are the subject of a new book, written by a member of staff from the Business Research Institute. Steven Markham has produced a modern English version of the three books, which were originally published in German and Latin. In the early 17th Century, three documents were published, which came to be known as The Rosicrucian Manifestos. These books promoted a reformation of mankind and spirituality and professed to reveal a hitherto unknown ‘secret society’, based upon the teachings and discoveries of a man referred to as Christian Rosencreutz. Rosicrucian thought became highly influential throughout Europe and many publications based on or discussing the manifestos were written. It influenced such notable writers as Robert Fludd, Michael Maier and Elias Ashmole, as well as impacting on Freemasonry.…
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Professor Andrew McAuley presents Seminar for BRI Staff and Students

Professor Andrew McAuley presents Seminar for BRI Staff and Students

FEATURES
Visiting Professor Andrew McAuley presented a Seminar entitled "Waltzing Matilda: Reflections on developing world class small businesses and people". The Seminar focused on the development of Entrepreneurial Marketing (EM) and development of world-class SMEs and entrepreneurs at the University of Chester's Riverside Campus. Staff and Students from the Business Research Institute and China Centre attended the Seminar in which Professor McAuley reflected on the growth of EM from a niche subject taken by small or specialised groups of students to a large cross-disciplinary activity with the power to transform lives and communities. Also contributing to the seminar were academic staff from the University of Chester; Professor Phil Harris, Executive Director of the Business Research Institute (BRI) and Westminster Chair of Marketing, Dr Wing Lam, Director of the China Centre, Deputy…
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Research Centre for Traditional Chinese Culture and Communication opens

Research Centre for Traditional Chinese Culture and Communication opens

Chinese, FEATURES, News
The ​China Centre of the University of Chester hosted a delegation of Dezhou University from Shandong Province in east China, which marks another successful education partnership programme between Chinese universities and the University of Chester. In addition to signing up MOU, Professor Shengcun Zhao, President of Dezhou University opened the Centre for Cultural Exchange office at the Launch ceremony. Zhao said that Dezhou University would like to send more teachers and students to Chester and would also welcome Chester’s staff and students to visit China for academic exchange activities in the foreseeable future. In the last few years the University of Chester's China Centre has been developing quickly and forging links between Chester, overseas universities and businesses worldwide. In particular it is at the forefront in bridging arts, research, education…
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BRI Wins Educate North Award

BRI Wins Educate North Award

FEATURES, News
The Business Research Institute has won the International Partnership Award at the prestigious Educate North Awards ceremony.The University of Chester also scooped a number of other awards including the Social Mobility Award for its 'STEM Green-Power Car Challenge' and the Business Collaboration and Partnerships Award for the University's Chester Business School, Centre for Work Related Studies - Senior Leaders Master’s Degree Apprenticeship. The Westminster Centre for Research and Innovation in Veterans' Wellbeing won the External Relations Team of the Year Award and Professor Howard Williams won the Teaching Excellence Award.To top off a successful evening for the University of Chester, Canon Professor Tim Wheeler, Vice Chancellor, was given a Lifetime Achievement Award for his outstanding contribution to Higher Education.You can find out more about the Educate North Awards at https://www.educatenorth.co.uk/ Share on facebook…
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The High Sheriff’s Awards for Enterprise – winners announced

The High Sheriff’s Awards for Enterprise – winners announced

FEATURES
Warrington Disability Partnership More than 300 guests gathered at Chester Racecourse to celebrate the crème de la crème of the region’s business community at the prestigious annual High Sheriff’s Awards for Enterprise.Hosted by the High Sheriff of Cheshire, Alexis Redmond MBE, and the Vice-Chancellor of the University of Chester, Professor Tim Wheeler, the guest speakers during the evening were Roger Johnson from BBC North West Tonight and Phil Redmond, TV producer and screenwriter, who delighted the audience with their conversation and stories.Warrington Disability Partnership scooped the overall prize, the High Sheriff’s Award for Enterprise 2018/19, sponsored by White Oak UK. Warrington Disability Partnership is an internationally-acclaimed, user-led, pan-disability charity, developing and delivering 28 mobility and independent living services aimed at supporting disabled people and people living with long-term health conditions. Award judges found this company amazing and…
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Trump’s Trade War & Political Marketing

Trump’s Trade War & Political Marketing

Events, FEATURES
Professor Henry Sun Marco Polo Lecture: Trump's Trade War & Political Marketing by University of Chester Business Research Institute and China Centre https://www.youtube.com/watch?v=gA6e5wM0i9c&feature=youtu.be Share on facebook Facebook Share on twitter Twitter Share on linkedin LinkedIn Share on whatsapp WhatsApp Share on email Email
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Chester Forum IX

Chester Forum IX

Chester Forum, FEATURES, Publications
Chester Forum IX - Edited Proceedings  The Marco Polo Initiative: Reflections on Internationalisation, Sustainability and Key Challenges Facing SMEs: Now and post Brexit [pdfviewer]http://businessresearchinstitute.co.uk/wp-content/uploads/2019/03/Chester-Forum-IX-Proceeding_WEB.pdf[/pdfviewer] Share on facebook Facebook Share on twitter Twitter Share on linkedin LinkedIn Share on whatsapp WhatsApp Share on email Email Share on print Print
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